In person and POS
Countertop terminals and full point-of-sale systems for retail, restaurants, and service counters.
Merchant Services · Connecticut
Card processing, without the surprises.
Fair, flat-rate pricing and real human support for small businesses. Clear numbers, quoted up front and in writing, with no hidden fees.
Transparent pricing · No long-term contracts · Real local support
The no-surprises promise
Everything processors hide, we put in plain sight.
We came up inside the payments industry. We know exactly where fees get buried, because finding them used to be our job. Now we work for you.
Flat, transparent pricing
One clear rate, quoted up front and printed in your agreement. No mystery line items on the statement.
No long-term contracts
Month to month, with no early-termination penalty. We keep your business by earning it, not by trapping it.
Real local support
A direct line to a person who knows your account, not a ticket queue and not an offshore script.
Fast, next-day funding
Your money in your account on a clear schedule, so cash flow is one less thing to wonder about.
Solutions
Everything you need to get paid.
In person, online, or on the move. One account, one rate, one team behind all of it.
Online and eCommerce
A secure gateway and hosted checkout that plug into the carts and platforms you already use.
Mobile and on the move
Take payments from a phone or tablet at the market, the job site, or the customer's door.
Invoicing and recurring
Send a payable invoice or set up recurring billing, with the same flat rate across every channel.
Who we serve
Built for Main Street.
The businesses that feel processing fees the most are the ones with the least time to decode a statement. That is exactly who we built Merritt for.
Cafes and restaurants
Retail and boutiques
Salons and spas
Professional services
Auto and repair
Home services
Pricing
Pricing you can actually read.
Most processing bills are confusing on purpose. Ours is one rate and a short, honest list of what is not on it.
One clear rate
We quote a single, flat rate for your business before you sign, and we hold it. You will always know what a sale costs you.
- Quoted up front and printed in your agreement
- The same rate in person, online, and on mobile
- A plain-language statement you can reconcile in minutes
- A free statement review to show you the real number
What you will not find
The junk fees that quietly pad a processing bill. We do not charge them.
- No monthly statement or service fees
- No batch or daily settlement fees
- No surprise annual or PCI fees
- No early-termination penalty, ever
Why Merritt
We spent years on the inside, auditing residuals and interchange and the pricing other processors count on you never reading. Now that expertise works for the merchant.
Merritt Payments was founded by payments-finance professionals, not a call center. That background means two things for you: pricing with nothing hidden, because we know every place it could be, and a partner who can actually read your statement and tell you the truth about it.
We are Connecticut based and built for the long term. The goal is a relationship measured in years, not a contract you cannot leave.
How it works
Up and running in three steps.
Get a quote
Send us a recent statement or a few details. We review it and come back with one clear rate and the savings, in writing.
Simple setup
We handle the application, the equipment, and the setup, and we test everything with you before a single live sale.
Get paid
Start accepting cards across every channel, with funding on a clear schedule and a real person on call.
No fine print
Ready for processing you can finally trust?
Send us your current statement. We will tell you, honestly, what you are paying now and what you would pay with Merritt.
Get a quote
Let's read your statement together.
Tell us a little about your business. We will follow up within one business day with a clear quote and a side-by-side on your current rate.
(866) 240-5862Toll-free